This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.
Information for Buyers
We're glad that more people are becoming curious about this market! It's an exciting and rewarding situation, with interesting old homes in good condition, new luxury developments, plucky condos downtown, and well-planned family residences with lasting financial and utilitarian appeal.
As your Buyer's Representative, I can make the process of house hunting much easier and more efficient than if you did it all yourself. I can help you get financing, guide you to local neighborhoods, help you determine your budget, and prioritize a list of essential features that you need in your next home. I'll save you valuable time by finding the properties that best suit your requirements, and will show you only the most promising ones.
Once you've found a place that catches your eye, we'll look at comparable properties in the area to help determine a purchase offer. Then I'll negotiate on your behalf with the seller to make sure you get the most favorable terms.
It's my job to look after your best interests, and I will do so at no cost to you as a buyer.
The Home Buying Process
As you begin to think about buying a home, you're probably acutely aware that this is likely to be your greatest investment ever (short of children or a good marriage), and you might be wondering if there's anything you really need to know as you go into this process. This is where your real estate professionals come in. With the help of a trained agent, you can come out on top of a closing that might otherwise have pushed your retirement ahead a decade!
If you'd like to know about the home buying process, I'd love to tell you all about it. Contact me!
Five Reasons to Buy your Home with a REALTOR®
- Get access to all the listings.
- Know all the facts on properties you're interested in.
- Negotiate with the help of a real estate professional.
- Finance your home faster.
- Make a solid investment that pays off down the road.
New homes for sale hit the market daily. As your representative, I'll be in regular contact with sellers and other real estate agents to ensure you see all the newest listings right away, whether or not they're made public. Often, my clients can put in offers with little or no competition and walk away with an impressive deal on the property of their choice. As your agent I will also make sure you see only the properties that meet your needs and investment preferences, so that you don't spend time on listings that aren't of interest. As you compare the best deals, I'll provide you with important information about the home, its neighborhood, zoning issues, utilities, and nearby plans for development.
Many real estate transactions include an extensive negotiating process, and as your buyer's Agency it will be My job to represent you here and get the best deal possible. I'll also attend property inspections, make sure any and all agreed-on repair work is carried out, and handle paperwork related to the sale. I can also help set up the financing for your investment, and work directly with a broker to provide you with a seamless service package.
Working with a dedicated agent on your next home purchase will save you time, and add professional assurance to every step of the process. With the guarantee of a solid investment, the decision could also make you more wealthy when it's time to sell. To get in touch with me, please contact me whenever you'd like.